No, I’m not talking about increased cavities from too much Halloween candy.
- When I think of Halloween, I think scary
- And for some reason, I like that
When I combine health care and scary happenings, it’s not fun anymore.
The following are my Top 3 Scary Health Care Happenings.
Health Care Happenings
The following are scary enough to keep even the bravest person up at night.
#1 -Health Care Reform
You knew this would hit the top spot.
This scary health care happening is not a political statement. I’ll leave that to the talking heads.
It hits my number one spot for its lack of simplicity. As someone who has spent her life in making the complex simple, I can always count on legislation to take communication to scary levels.
- Reportedly 20,000 pages associated with the Affordable Care Act (ACA)
- Language only a lawyer could love
- And a disastrous roll-out for its enrollment system
On the other hand, by overcoming my fear of this scary health care happening, I generated a ton of new work.
Grateful for the ACA. Who knew?
#2 – Billions and Health Care
I find it unsettling how often the word billions is bandied about with the term health care.
- Drug, medical device companies paid billions to U.S. physicians, hospitals in 2013
- How U.S Healthcare Can Save Billions
- HealthCare.gov cost more than $2 Billion
- Billions paid out in illegal tax credits and subsidies
- Nearly $25 billion paid out so far through the Medicare and Medicaid EHR Incentive Programs
Makes you wonder why Mr. Health Care hasn’t hit the Forbes’ World’s Billionaires List.
#3 – Individual Health Insurance
I spent over 30 years in the health care/employee benefits industry. And, yes, I was spoiled.
- Employer-sponsored pension benefits before the birth of 401Ks
- Dental and vision benefits that were not voluntary, employee-pay-all benefits
- HMO benefits that paid for back surgery that only required minimal copayments on my part
Ah, memories. And one of the reasons we are in this scary place today.
But few scary health care happenings are worse than individual health insurance to someone classified as senior in some circles – but who is too young for Medicare.
- It does not matter how healthy you are
- Few or no claims make no dent in premiums
- There is no parental employer to help bail you out
So you hang on by your fingernails −waiting for magic Medicare− praying Medicare does not hit the grave before you do.
What are your scary health care happenings?
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Notice of Disclaimer –Cathy Miller is not an attorney or health care provider and cannot provide legal or health care advice. The information provided is for your general background only, and is not intended to constitute legal or health care advice as to your specific circumstances. We recommend you review legislation with legal counsel and visit your physician for health care issues.