So while I may not consider the age of 65 as old, you may have a different viewpoint.
I promised in my first post on Medicare Basics not to take offense at that. No matter how much I flinch at the term.
My personal challenges with helping my mom with her Medicare coverage had me pulling out my hair. That, plus the increasingly loud knocking on my own looming Medicare eligibility, led me to these posts.
I hope to share what I’ve learned and spare you at least some time on the learning curve.
As in my first post, I will do so with a major disclaimer.
I am not an attorney or health care provider and cannot provide legal or health care advice. The information provided is for your general background only, and is not intended to constitute legal, insurance or health care advice as to your specific circumstances. I recommend reviewing your options with a qualified insurance adviser.
Medicare Eligibility: Non-Age-Related
The first post focused on what we typically think of when we think Medicare eligibility – age. Okay, I know not everyone thinks about Medicare eligibility.
But if you do (either for yourself or a family member), this post reviews the other factors affecting Medicare eligibility.
- End stage renal disease (ESRD)
- Amyotrophic lateral sclerosis (ALS or Lou Gehrig’s disease)
In an effort to simplify this (somewhat), I created the infographic below for Medicare eligibility. Like most things government, there is plenty of fine print and other conditions that may change the results.
Be sure to review your or your family member’s options with a qualified Medicare advisor.
As I do try to keep it simple, I figure that’s enough for this post. In the next post, I’ll share how you can enroll, and what happens if you (or your family member) don’t enroll when first eligible.
I’ll also touch on the different parts of Medicare.
Curiosity will conquer fear even more than bravery will.
Notice of Disclaimer –Cathy Miller is not an attorney or health care provider and cannot provide legal or health care advice. The information provided is for your general background only, and is not intended to constitute legal or health care advice as to your specific circumstances. We recommend you review legislation with legal counsel and visit your physician for health care issues.